R Esea Rch On Stra Teg Y Fo R Im P Ro V Em En T O F Th E H R Z C Fin A N Cia L H O Ld In G C O M P A N Y ^ Risk M A N A G Em En T System

In recent years, the financial holding company has become the development trend and the main mode of participation in international competition. As a kind of organizational innovation, the organization form of financial holding company improves the operation efficiency, but the complexity of its organizational structure and the intrinsic relationship of subsidiaries’ own financial business not only lead to the company management more difficult but also make the risk prevention and control situation more complicated. Exploring the risk management model of financial holding company, building a comprehensive risk management system of financial holding company are the imminent works, which can cope with the new situation that a large number of financial holding companies are establish.