The Research On The Relationship Of Hunan Rural Financial Development And The Income Gap Between Urban And Rural Residents

Since the reform and open policy, the economy developed fastly, people’s income level had the very big enhancement; However, due to the allocation of financial resources between urban and rural obvious imbalance, caused the imbalance between urban and rural economic development, resulting in urban and rural residents income gap is widening. This is not only restricted the sustainable development of China’s economic and social, are likely to intensify social contradictions. In recent years, scholars pay more and more attention to research the rural financial development’s influence on the urban and rural residents income gap. Based on the "hunan rural financial development and the relationship between urban and rural residents income gap research", analysis of hunan rural financial development and the present situation of the income of urban and rural residents, through empirical analysis to explore the relationship between the two, and put forward effective countermeasures to reduce the urban and rural residents income gap.Full text is divided into five chapters. The first chapter is the introduction, elaborated the paper research background, research purpose and significance, research status at home and abroad are reviewed, this paper introduces the research contents, research methods and innovation of the thesis; The second chapter is related concepts and theoretical basis, to the "urban and rural income","financial development" and "rural finance development" concept is defined, this paper expounds the rural financial development theory and the theory of the income gap between urban and rural areas, to the financial development of urban and rural residents income gap influence mechanism is analyzed; The third chapter is the hunan rural financial development and the present situation of the urban and rural residents income gap analysis, analyzed the rural financial development, hunan rural financial status quo and existing problems, and farmers’ income status in hunan province,hunan urban and rural residents’ income gap between the status quo; The fourth chapter is the empirical analysis, including empirical method introduction, index selection and data sources, the empirical analysis, and empirical results summary; Chapter v from promoting the rational flow of rural financial resources, perfecting the rural financial system, optimizing the rural financial ecological environment, the integration of urban and rural financial development as a whole and speed up the rural industrial structure adjustment and so on several aspects, puts forward Suggestions on narrowing the income gap between urban and rural areas.