Research On The Development Of The Internet Banking Of Commercial Banks

The internet banking as a new subject in financial markets, in the background of thenetwork economy emerged. For the financial sector, the advent of Internet banking model greatlyimpact the development of the traditional financial methods, tremendous opportunities and newchallenges for the development of the entire financial industry. Commercial banks are the mainbody of China’s financial industry has played a very important role in national economicdevelopment, in the development of the Internet is also facing financial impact and challenges,and even led to "balance treasure" and other Internet banking is banned controversial.This article describes the Internet on the basis of the financial implications, features andadvantages of the in-depth analysis of the opportunities and challenges under traditionalcommercial banks are facing a wave of Internet banking, especially in terms of concepts, servicemodel, and other sources of income have been a huge shock, and the balance of treasure forexample supplemented description concludes with a commercial bank to deal with thedevelopment of Internet-based financial suggestions.