Risk Assessment On Structured Trust Products Of China

After the crazy expansion,the scale of assets in trust industury is approaching13trillion yuan. It is the second largest financial industry.Among the trust products, there are a number of structured trust products,of which the structure is very complex and involves a large number of non-standardized assets,It is hard for investors to access the hidden risk of these products. Since2012, the structured trust product risk events has occurred several times, the trust project default risk has increased a lot. There are several questions we may ask the following questions:Why do people prefer to design the complicated trading structure? How to evaluate the risk of structured trust products?How about the risk management ability of the trust company?Are they reliable? You will find the answers in this article.Firstly,in the view of internal lending principles,we kown that the structural design,draw the essence of structured trust products. Analysis the factors that influence the expected rate of return. According to the fact that investors do not know how to evaluate the risk according to the existing data.we construct the index system of risk evaluation system,choosing to objective index based, risk evaluation model were obtained by using the entropy method,the processing of subjective index used is the method of intuitionistic fuzzy entropy,calculatethe final result the use of Matlab matrix.Finally,choose9section of structured trust products to have a test The results:the risk evaluation model is matched with the facts.The conclusions are as follows:(1)structured trust products issued in our country at present are loans(2)significant positive correlation of structured trust productsissued the expected rate of return and the real estate development investment growth rate,money supply that the expected rate of return under the fund supply and demand factors (3)according to the structured trust products we establish a risk evaluation system based on entropy weight method(4)using the model of the risk assessment(5)Give the suggestions of the trust products markets...