After recent years of rapid development, the status of city commercial banks have greatlyincreased in our country banks. And these banks have become an important part of thefinancial industry in our country. A variety of factors, such as economic structureadjustment,Financial disintermediation, the internationalization of the renminbi, interest ratemercerization, financial regulations, the Internet rapid development and increasingly fiercecompetition, the rapid development of the folk financial force Banks transformation ofmultiple factors, etc., force banking industry transformate imminetly.In order to keepdeveloping steady in the complex economic environment, banks have to adjust businessstructure and innovate business products for carrying on the business transformation. Intensecompetition is inevitable. So, how to stand out in the new opportunity becomes the firstthought of the Banks.Taking QD Bank for example, this paper analyzes the development environment With theexpectation of finding the right business development model by The SWOT analysis method.The first chapter introduction mainly expounds the background of the selected topic, thepurpose and significance, research ideas and methods of this article; The second chaptermainly analyzes the city commercial bank business development mode in domestic andforeign research present situation; The third chapter mainly introduces the domestic citycommercial bank business development model of the mainstream view and choice, somedeveloped countries and regional city commercial bank business development pattern choice;The fourth chapter mainly elaborates the development situation and problems of QDBanks; The fifth chapter analyzes the QD banking business development present situation, theenvironment, and the current financial and economic development situation at home andabroad are analyzed, the SWOT analysis of QD bank business development pattern; The sixthchapter expounds the QD risk control of bank business development pattern; Chapter sevensummarizes and prospects the development of QD bank.The paper studies the problem of city business development model taking QD bank forexample. And this study has a positive meaning for the t solution of QD bank current business Banks in our country, the establishment of a reasonable business development model.a strongposition in the fierce competition and the realization of its strategic development target. |