The Study On Informal Finance In Wenzhou

The healthy and rapid development of economic society is closely related to the improvement of the financial system.More and more problems are exposed with the development of regional financial market in China under the changing of international and domestic situation, Wenzhou is the typical representative of these areas, Wenzhou financial markets present lots of problems,the first is the folk financial problems.In order to solve the Wenzhou folk financial problems revealed by the financial market effectively,we must be awake to see:Wenzhou economic development and financial market mismatch is common.These questions is not only appear in the financial markets in Wenzhou,across the country, folk financial problems are quite difficult problem. From this perspective, we only in the view of region economy and the folk financial markets is not adapt, we can not blindly to solve the problem from the perspective of a single region, instead, we should be from the country, and the big financial environment to know the real reason for Wenzhou folk financial problems, then find the methods to solve the problem. Similarly, Wenzhou folk financial problem can not only be solved by the individual, it needs to set out from the whole financial system, through the national financial system reform, the financial resource allocation need to a higher efficiency of agencies or departments.to make the national level financial system in line with the pace of economic development, leading to the development of the economy.This paper puts forward the countermeasures and suggestions to solve the problem of Wenzhou folk finance is based on folk financial body, on the basis of deep analysis from the financial condition of the Wenzhou folk and folk financial theory research, combined with the research of other experts and scholars about our country folk financial market problems, to provide the solutions of the folk financial problem.It can provided direction for the Wenzhou folk financial reform and the level of the country’s financial reform.Specifically, first of all, we analyses the problems of Wenzhou folk finance, and the reasons for the deep analysis and discussion, combined with the reasons put forward the countermeasures and suggestions to Wenzhou folk financial problems. Wenzhou folk financial development will provide the solution of our country folk financial problem with good direction and reference. In the background of the contradiction between private capital expanding scale and the legalization of folk financial, this study has multiple meaning and function.