The Study Of Residents’ Housing Purchasing Power Based On The Dynamic House Price Income Ratio In Nanchang City

With the sustainable development of China’s economy, the continuous improvement of the market economy, people’s quality of life is becoming more and more attention by people.A one of the most important indicators of quality of life is to live, so the housing market development present situation is one of the most attention by people.Since the implementation of housing monetization reform began in1998to the present has16years of history, the housing in16years as a special consumer goods and other goods through the way of market pricing and trading to realize people’s housing needs.These16years, China’s housing market has been an unprecedented development, at the same time, rapid growth will bring a series of problems, such as high housing prices and the per capita purchasing power imbalance and other issues.At the same time due to the particularity of the housing and the necessity in people’s lives leads to price sensitivity.The buyer, most of people think the housing price is too high more than buying power, the developers believe that their pricing is reasonable.And local government departments as a result of the real estate industry depends on subjective motivation of price control is not strong, at the same time in the safeguard residents there have been problems in the housing policy.Now prices are too high and more than residents of housing purchasing power?It has become the hot topic of common concern from all walks of life at the moment.Taking nanchang city real estate industry as an example, the scholars at home and abroad are summarized on the housing price to income ratio, based on the study of the housing purchasing power, etc, this paper introduces the related basic theory housing price to income ratio, and rely on the power of both the money to buy housing finance policy and future solvency respectively built housing purchasing power of static and dynamic model.Model of housing purchasing power is divided into two levels, one is affordable housing price to income ratio range calculation model;Second, the housing price to income ratio calculation model.Finally in nanchang city as the object of empirical analysis, to calculate the different class family housing price to income ratio, and calculate the interval comparison is affordable housing price to income ratio, proved to be the housing in the area between the purchasing power, beyond the area between the lack of purchasing power.This thesis mainly consists of four aspects:1, the system analysis related theory of housing purchasing power and the indicators.2, through to the nanchang housing market overview from the macroscopic understanding of the research object.3, to set up the model of the housing purchasing power.4, through the model into the nanchang data come to the conclusion.