The Research Of China’s Real Estate Financial Risk And Its Countermeasures Under The New Situation

With the continuous development of society of our country economy and the continuous improvement of people’s living standard, put forward higher requirements to the development of real estate industry, long-term development of China’s real estate industry in the national economy is an important driving force, but also profoundly changing people’s consumption and investment structure.However, with the continuous development of the real estate industry, the demand for capital increase, so the real estate finance emerge as the times require, in a large amount of funding to support its development and at the same time as the development of the real estate industry, but also exacerbated the financial institutions,especially banks financial risk. The finance of the real estate development over a long period of time, its contents have been involved in many aspects, the real estate industry and the financial institutions are closely tied together, if the real estate market downturn or bubble burst phenomenon will make the financial system at risk, which will affect the healthy development of the entire national economy. At the same time, it will seriously affect the normal life of the public, therefore we must take effective measures to prevent the new situation of China’s real estate financial risk.This article mainly from economics, finance, money and banking, management science and other point of view, the relevant situation of China’s real estate finance and risk analysis and research, the paper points out that the main mechanism of formation and development, and focuses on the analysis of serious harm to the financial risk of real estate in the real estate industry, banks and other financial institutions, national the economy, after a detailed analysis,from multiple point of view put forward a series of suggestions, aims to improve the ability to guard against financial risks of real estate, the real estate industry to broaden the financing channels and improve their own development model, at the same time, strengthen the supervision of financial institutions the ability of the risk of real estate finance, then contribute to the realization of the entire national economy national economy healthy development in the long run, so this paper is of great significance to the development of the real estate industry,financial institutions and national economy.