Reseach On The Development Of The Third Part Finance In Nanning Citiy

With the development of China’s economy,social wealth accumulates rapidly, and at the same time, the amount of the rich has a substantial increasing. They begin to pay more attention to doing financial plan for themselves and their families, and as well as keeping maintenance and appreciation of values. As a result, as a independent institution of wealth management, the third part finance company has massive development in china and they play a special role in our society.However, because of the difference of the development among different areas and investors’ profession, this industry has an obviously imbalanced develop among different areas.Basing on the basic theories of agency by agreement, information asymmetry and life-cycle theory, the paper discusses the third part finance’s essence and developed foundation. By summarizing the third part finance institutions’ development history and experience in domestic and foreign, and comparing the characteristics of consulting business in securities investment and personal bank business as well, the paper analysis the third part finances’advantage and disadvantage.Meanwhile using the methods of comparative and case analysis, and by analyzing the development situation of three traditional financial institutions--bank, insurance, security, in Nanning, and their effect to the third part finance companies’development, this paper sum up the possibilities and existent requirement to the third part finance’s development in Nanning. And then it analyzes the reasons for third part finance’s hysteretic development, by analyzing the third part finance’s development situation in Nanning. In order to find out a development model for Nanning, the paper mainly studies the running model of the NOAH, a most successful third part finance company in domestic. BesidesFinally, the paper summarizes the basic ideas of the development of the market in Nanning city of the third party financial companies, such as supporting the development of the outstanding third party financial institutions, expand non downtown regional market and Establish self-discipline Association, and proposed the establishment of talent cultivation plan and broaden the product promotion, strengthen personnel occupation ethics education, establish a good business model and countermeasures.