Study On The Financing Guarantee Mechanism Of Agricultural Enterprises In China

How to build a conducive to agricultural financing service system for the sustainable development of rural economy, is the priority of the new rural construction in our country. This article emphatically from the Angle of the guarantee, the paper analyzes the problems existing in the agricultural enterprise financing process, through innovation of agricultural enterprise financing guarantee mode, establishing agricultural enterprise guarantee mechanism to alleviate enterprise financing difficulties, financing your real problem.This article first elaborated the selected topic background and significance, and points out that the current rural financing environment is difficult to solve the problems of the agricultural enterprise financing difficult and expensive, and the guarantee mechanism is an effective to solve the problem of agricultural enterprises financing difficult path. The second chapter introduces the present situation of the development of Chinese agricultural enterprise financing guarantee, points out that the current agricultural exists unbalanced development of guarantee agencies and guarantee business development needs to improve slow development, guarantee policy. The third chapter enumerates the agricultural enterprise guarantee may save the risks in the process, proposed some counter guarantee disperse risk and guarantee agencies, in the option of "insurance" and other financing guarantee mode. The fourth chapter combined with the author’s working practice, select two representative cases, analyzes the innovation model of agricultural enterprise financing guarantee and the existing problems and improving measures. On the basis of the above four chapters of analysis, the author from the policy guarantee system construction, establish a risk sharing mechanism, promote the establishment of credit system construction of the whole society especially agriculture and put forward the corresponding countermeasure and the suggestion, in order to push to speed up the agricultural enterprise guarantee mechanism.Through this topic research, this paper argues that agricultural enterprises with professional guarantee institutions guarantee is the realization of credit enhancement, expand the financing channels of practice. Guarantee in promoting agriculture development, the state and governments at all levels from the policy support, financial capital injection, risk sharing, greater support, tax incentives and other agricultural guarantee agencies need to strengthen internal management, financial institutions should actively cooperate with support. Strive for in the near future, agricultural guarantee mechanism in our country agricultural development play a positive role in larger.