Research Of A Bank’s International Factoring Business Risk Prevention

At present our country commercial bank to develop international factoring business gets rapid development, but there are also many problems such as legal risk, credit risk and operational risk, market risk,etc.. This paper combined with the actual situation of A bank for international factoring business risk prevention, analysis of the current situation of international factoring business of A bank, the presence of specific risk, so as to put forward specific prevention countermeasures, to provide reference for the development of China’s other commercial banks of international factoring.This paper is divided into six chapters, the first part is the introduction, mainly explains the research background and significance of reality, research methods, research content, framework. The second part is the related theories, mainly from the point of view of the basic process of meaning and type, factoring factoring, basic theory of the international factoring business development are summarized; the third part is the current situation of the development of international factoring business of A bank, introduces the basic conditions of international factoring business of A bank, and analyzes its characteristics of analysis and environment of A bank to develop international factoring business. The fourth part is the risk of problems and cause analysis of A bank to develop international factoring, A bank to develop international factoring problems are mainly the business risks such as a single business, credit risk such as credit evaluation system is not perfect, the market risk such as target customers choose not appropriate, international factoring pricing is too high and the operational risk such as basic conditions the bank’s internal weak, the causes of these risks resulting from the problem is explained. The fifth part is the countermeasure thinking of A bank to develop international factoring, mainly from the aspects of strengthening the perfect internal mechanism construction, A bank A bank of sound development of the international factoring business external environment. The sixth part is the conclusion.