Study On High-tech SMEs Financing Problem Of Tianjin

On the trend of economic development at precent, the Small and Medium Enterprise(SMEs) in technology is the most potential part of the Small and Medium Enterprise groups. The western developed countries argue that such a power of SMEs are particularly sensitive to the market.The innovation activities of this new technology is particularly active,especially to take risks. The SMEs play an important role in national innovation system. But in our country, the effect of Small and Medium Enterprises in technological innovation system has been seriously underestimated. China now have more than one hundred and twenty thousand SMEs of technology oriented,and employed nearly ten million people.SMEs have gradually become an important force in promoting the sustainable development of the continuous optimization and upg rading the industrial structure of the world. SMEs both in quantity and quality are important grow th point of the national economic development,and it plays an important part in national economy .SMEs are the main force to improve the ability of independent innovation. It is an important carr ier for the development of strategic emerging industries, and it is an important force to promote th e construction of innovative city. As an important force in promoting economic development off ianjin.if we accelerate the development of SMEs to change the mode of economic development.a nd optimize the industrial structure, the rapid development of Tianjin will come true. However,wi th the development of social economy, the problem of bottleneck in sustainable development that process in SMEs in financing problems are gradually exposed. The operating characteristics of SMEs determine the development of them need to invest a lot of money, but at the same time the SMEs are difficult from the traditional financing channels to obtain the sufficient funds.This paper reviews some results of the domestic and international research and related theori es, combined with the existing financing problems of SMEs, establish the Holzer model of three-dimensional structure. And analysis the existing financing problem of Tianjin SMEs from the three dimensions of environment, time and method. Through the comparative analysis and research the case,the paper come up with the relevant policies and measures. Combined the theory with the fact and according to the specific implemental case, it confirms the feasibility of suggestions,in order to provide new ideas for science and technology of SMEs and to broaden the financing channels.