Research Of Urban Landscape Insurance

With the rapid development of economy, people growing material and cultural level, increasing demand of living environment, urban residents in the city of the natural landscape and human landscape of urban gardens have sprung up quickly. Among them, the roof garden, residential green space and urban street greening, such as park construction and development of artificial landscape to improve the environmental quality of the growing role of people’s life.Urban landscape construction and maintenance of maintenance is a high cost of activity. Garden plant growth cycle is long, fire, wind, water, snow, plant diseases and insect pests such as the probability of all kinds of natural disasters, additional risk caused by the particularity of urban ecological system and may increase the incidence of the natural risk. In the urban landscape development level is not enough, under the condition of imperfect maintenance maintenance technology, urban landscape in the process of construction and maintenance maintenance can’t completely avoid the happening of the accident risk. These will cause urban economic loss and damage. Therefore, the thorough system research of urban garden establishment of insurance, to disperse risk of urban garden, compensation for economic losses, promoting the sustainable development of urban landscape has important theoretical significance and practical application value. In this paper, the innovation of insurance is planted around the city gardens, do the following work:First of all, using theoretical analysis method, puts forward the concept of urban landscape of insurance, such as expected effect and function theory. This paper points out that urban landscape insurance is in the process of urban landscape design, production and maintenance elements, such as trees, flowers, etc to insurance mark, such as natural disasters, diseases and insect pests, the accident to the insurance liability, when the illness, death, of insurance mark, the construction in the process of the urban landscape management and maintenance personnel suffers accident harm, the third party liability accident occurs, a kind of insurance to provide economic compensation by the underwriter.Secondly, through the analysis of the characteristics of urban landscape ecological system, may face the risk of city landscape architecture are classified. Combined with city landscape risk accident treatment method and the significance of urban sustainable development, analyzes the necessity of urban garden insurance. And analyzed from the aspects of national policy, ensuring the basic insurance feasibility of city landscape architecture.Third, using quantitative analysis method, qualitative analysis the influence factors of building urban garden insurance. By finishing the questionnaire information, to adopt the opinions of the respondent indicates that the factors affecting urban garden insurance set up mainly includes urban landscape management of effective demand, industry factors and institutional factors. According to the respondents understanding of influencing factors, quantitative analysis using the analytic hierarchy process(AHP), to calculate the relative weight of each affecting factor, calculated the influence factor of single sorting and total sequencing result.In the end, according to the result of AHP model analysis, to speed up urban garden insurance building put forward the following countermeasures: first, give play to the role of government-led, adopt the policy support; Second, the design conforms to our country the development of the urban landscape of insurance products(scientific definition of policy-holder insurance of our country urban landscape, urban landscape of the subject-matter insured scientific definition, the determination of the insurance liability, city landscape city garden determine insurance amount); Third, understanding the importance of urban garden insurance, promote at the same time; Fourth, the study of urban garden insurance theory and technology, cultivating professional talents.