Study On The The Pension Insurance For Land-lost Peasants Of Panjin City

With the continuous forward of urbanization, a large number of urban construction land has been expropriated for development. At the same time, it also leads to rapid growth of land expropriated farmers and landless in number. According to China Academy of Social Sciences released "China city development report in 2011", data shows that in 2011 the number of landless farmers has been more than 50 million, which is still increasing about 3 million people year and year, and will increase to about 110 million people in 2030.These farmers have housing conditions and engaged in agricultural production before their land lost, income source relatively fixed, and there are certain security pension. However, after land expropriation, the surface is the loss of land, which is to the weakening of farmers’ survival and development ability. Farmers will lead to cost of living increases rising because of uncertainty factors in life and affect self nursing ability and therefore. In general, most of the land-lost farmers will have a certain amount of compensation, which is part of the living standards of farmers and even ground front have increased significantly the short term, and is facing huge risk of pension from a long-term.In recent years, continuous development of Liaoning coastal economic belt driven trend, a large area of land were requested construction project requisition in rural areas of Panjin city, which led to many problems of landless peasants, causing widespread concern in society. Especially in today’s increasingly serious aging, pension problems of landless peasants has become a prominent problem. Firstly, The article sorts and combines with the land-lost farmers endowment insurance that involves related theory through related literature, and establishes theoretical analysis of research perspective.Secondly, adopt methods of stratified random sampling from panjin, select four villages in two counties to carry on questionnaire surveys, then use simple random sampling method to select 120 samples, investigate old-age insurance of landless peasants in Panjin city. Then use the method of comparative analysis and studies the Liaoning province each coastal city endowment insurance policy, and extract worthy of panjin draw lessons from experience of enlightenment. Again, in-depth research on content and implementation of old-age insurance policy for Panjin peasants, and on this basis to find out existing problem and analysis reasons of existing problems in the policy, summed up Panjin land-lost farmers endowment insurance policy of ginseng protect object scope is not comprehensive, relatively low level of insurance benefits, and insurance costs are borne by individuals and fund raising and regulatory difficulties such as the four major aspects of the problem, need to in process of old-age insurance policy for Panjin peasants from improving scientificity and rationality of policy design, broaden financing channels and realize their value, optimization related policy and docking of endowment insurance policy and strengthen responsibility consciousness to provide steady support for policy operation.