Landless Peasants Pension Insurance Problems And Countermeasures

With the coming of urbanization and industrialization,farmers in HeNan Province have also been affected.They appeared so great flow and differentiation that land-losing farmers have produced and acquired much attention because of their particularity. Most of them have become one member of the group which"farming without land,employment without skill,safeguard without share,business without money, wandering in the urban edges"and their pension problem was worried.This passage suggests that problems of lostland peasants old-life in HeNan based on the investigation of M village in Z city in HeNan,such as ways of raising endowment insurance fund,low level of insurance expends,and so on. This paper adopts polls and demand analysis combined with the macro and micro analysis method of combining the land-losing farmers from home and abroad and the solution of endowment insurance by comprehensive analysis.Through this analysis, finally proposes multi-elemental participation, landless farmers all social circles, and actively ginseng to attach great importance to the new farmers endowment insurance system in henan province is to solve the problem of endowment insurance of land-lost farmers effective ways that the new system will consider all actual condition and adjustment of the differences in order to ensure fair and establish sustainable endowment insurance fund operation mechanism of fund of appreciation.Additionally, the integration of urban and rural endowment insurance is a kind of trend, and also adapt to economic and social development, and the objective need of rural and urban areas,the organic integration of endowment insurance pattern is very necessary and urgent, but met such difficulties and obstacles.In henan farmers endowment insurance are discussed, and the process that farmers in the industrialization, the urbanization and modernization, to the forefront of the endowment insurance to establish perhaps can become the integration of urban and rural endowment insurance is a breakthrough, finally it was discussed.