Study On The Risk Management Of Pingdingshan Branch Company Of China Construction Bank

Economic globalization has given banks and financial development has brought greatopportunities, but it should be noted that the past few years, a large number of corporatenon-performing loans, bad debts and other illegal violations occur frequently, PingdingshanBranch of China Construction Bank on the company’s business is facing many new problemsand new challenges.I think that the level of risk management and business development of thecorporate banking does not fit behind the former with the latter, as well as the corporatebanking risk control is the main cause imperfect status quo. Therefore, the analysis of howthe integrity of the CCB Pingdingshan Branch of the corporate banking risk managementsystem, strengthen the resilience of risk associated with the corporate banking business, hassome practical significance.From the actual situation Pingdingshan Branch of China Construction Bank grassrootsstarting line, the use of a comprehensive risk management theory, the theory of internalcontrol, risk prevention theory theory, combined with domestic and foreign laws andregulations, and learn from some developed countries, the company’s commercial bankingbusiness risk control mode, Pingdingshan Branch of China Construction Bank is currentlythe corporate banking risk control analysis of the current situation, identify gaps that exist intheir risk management, and proposed improvement measures, countermeasures combine toproduce a source of risk and risk management issues. Emphasizes sound CCB focusPingdingshan Branch of business risk management and control systems that improveenterprise credit system, operation management framework, online banking riskmanagement, proposed CCB Pingdingshan Branch of staff incentive management andoptimization suggestions and think the corporate banking management process. To perfect thecorporate banking risk management inquiry, Pingdingshan Branch of China ConstructionBank aims to provide some valuable information and help on the road for the riskmanagement system.