Study About The Structure And Operation Of Enterprise-Wide Risk Management Of City Commercial Bank

A few years ago, triggered by the United States subprime mortgage financial crisis sweeping theglobe, with a history of158years, Lehman Brothers filed for bankruptcy protection, Fannie Mae andFreddie Mac and AIG have become the United States of America chrysanthemums after the Double NinthFestival, dozens of financial institutions collapse or merger. The global banking crisis, risk management isplaced he bank management in a prominent position. But in our country’s commercial banks, especially thesmall city commercial bank, for the bank risk management requirements, should be mentioned moreimportant position.This paper firstly analyzes the research background and its significance, reveals the present situationof research and practice in china. Then, for the content of the overall risk management of commercial banksare outlined, including the concept of comprehensive risk management theory, comprehensive riskmanagement of commercial bank paper, and analyzes the content and features of the comprehensive riskmanagement of city commercial banks and the specific risk management techniques. Then, this papermakes some analysis of the status quo. Mainly for the comprehensive risk management present situationanalysis that the status quo of city commercial banks, city commercial banks, development history and theexisting problems, including risk management of city commercial banks in question.The forth, fifth and sixth chapter are the main part of this paper, mainly for the construction of acomprehensive risk management system and security system (including examples). The paper sums up riskmanagement system of city commercial banks, construction principle, and introduces an overall riskmanagement system from the perspective of the construction of corporate governance and throughinformation technology means to build a comprehensive risk management system based on. At the sametime, this paper analyzes the operation of security measures, and obtain a series of conclusions constructionof the overall risk management. This paper mainly practice in small and medium-sized city commercialbanks a representative--DC bank as the research content, to analyzes the example of city commercial bankrisk management system construction. Through the background analysis, construction and implementationof the comprehensive analysis, a series of merits of risk management system of DC bank.