The Construction And Research About Construction Bank Of Harbin Urban Branch Risk Management Center

Since the reform and open up, China’s economic and financi al environmenthas undergone earth-shaking changes. China construction bank since2005, as hasbeen successfully listed on the new shares, the first large state-ownedcommercial Banks, restructuring is the domestic banking sector has been thefocus of attention of the one. China construction bank of Heilongjiang provincein the construction bank system of the profit ability, growth ability, riskprevention and control ability are still in the middle and lower reaches level.Since2007, China construction bank of Heilongjiang province conscientiouslyimplement the office risk system reform plan, in perfect risk management system,to improve the quality of the assets, and improvement of the risk managementprocess, raise the risk line personnel professional quality level have achieved aprovince, make the construction bank overall risk management ability has largerascension. Harbin area in Heilongjiang province is the central to the developmentof the construction bank all business, the construction bank of Harbin city branchcomprehensive management strength in the province of construction bank systemalso has a very important position and role, its risk management centralization,the meaning of the construction of the professional is also very important.This article through to the Harbin city branch location, financialenvironment, management foundation, business development, strategic status andso on various conditions, the author puts forward of China construction bank ofHeilongjiang province in Harbin city to establish the risk management center hasthe feasibility and necessity and practical significance. On this basis, thereference other domestic branch risk management reform and the advancedexperience of the successful practice, according to the results of the Chinaconstruction bank risk system reform plan requirements, and puts forward tobuilding the city of Harbin risk management center need related responsibilitiesorientation, planning establishment, management system, supporting system setup a series of solution, and, according to the operation requirements of thesystem, this paper expounds how to improve in the actual operation of riskmanagement of the work efficiency and professional level, how to play a good balance effectively risk and return service function, so as to a greater level ofplay to ensure construction bank comprehensive risk management systemoperation.