The Research Of Supply-chain Finance And Its Risk Control Based On Financing SMEs

There has always been hard for Small and Medium-sized Enterprises to finance who is important to boost the national economy, even if government has given many policy support at the macro level. In this background, the supply chain finance is developed,which means the combination of each node in the supply chain. As a new model of financing for SME, it mainly emphasizes the real trade under the background of trading activities and cooperative enterprise and persistence and stability of trading, while do not care too much about the collaterals. Thus the threshold of SME financing has been declined, which greatly increase the chance of finance for SME.Based on research background above, this paper mainly focuses on two major issues of supply chain finance.Firstly, this paper analysis the advantage of supply chain finance in resolving the question of small and medium enterprises financing. The reason why small and medium-sized enterprise financing is difficult is also discussed. What’s more, it is also gave a consideration why the development of supply chain can help SME to finance.Secondly, how to control the financial risk of supply chain is also analyzed. The development of supply chain finance is not mature in china. Since its evaluation method and evaluation standard of loan customers have much difference with the traditional financing mode, the risk control method has its own characteristicsThis paper will mainly focuses on the operation risk, credit risk and market risk three risks of the supply chain finance.There are seven chapters in this paper with the main research contents as following:Chapter one:introduction. The first chapter has been clear stated the research background, significance and relative research recently of supply chain finance. At the same time, the research ideas and research methods of this article is also stated.Chapter two:the analysis of supply chain finance. Firstly, it the connotation and its four main body of supply chain finance, has been Illustrated, then it discusses the difference between the supply chain finance with the traditional financing model, at last, it is generalized what the development at home and abroad of supply chain finance is.Chapter three:the advantage of supply chain finance. After discussed the reason why SME is difficult to finance, this paper analyzes the advantage of supply china finance to solve this problem both from the qualitative and quantitative angle.Chapter four:the risk in supply chain finance. This paper introduces the three basic financial supply chain financing mode and analyzes the risk in each model,finally, suggestions how to control these risks are also presented in this paper.Chapter five:the credit risk in supply chain finance. Credit risk research mainly includes credit risk assessment and credit risk management in supply chain finance. A supply chain financial credit rating sheet is created and suggestion how to control these risks are also given in the last.Chapter six:the market risk in supply chain finance. This article mainly use the futures hedging example and draws lessons from foreign experience and gives certain proposes about how to control the risksChapter seven:conclusion of this paper...