Funding Activities Issues Research Of F Insurance Group

The "Enterprise Internal Control Guideline No.6-funding activities" provides the basis for the insurance fund operational standardization and legalization.Only by combining with the finance, investment and capital operation can we make the insurance companies be developed healthily. In recent years, efforts to reform the financial markets continues to increase, with the "China Insurance Regulatory Commission on Strengthening and Improving the proportion of regulated insurance funds notice" issued, monitoring indicators of insurance funds is becoming more and more clear,as well as the disclosures scope, and the scope of application is gradually becoming more regularly. By studying the situation with reference to recent events controlled enterprises of all types of funds, combined with the F Insurance Group with its own characteristics and the various regulatory agencies,in this paper,we study the requirements of the construction of the fund control activity.In research methods, this paper primarily combines with the recent finance, investment and the actual funds operating conditions of the F Insurance Group, based in the disciplines of fund control activities, risk management and so on,to the theoretical guidance of the "Enterprise Internal Control Guideline No.6-funding activities " and the " China Insurance Regulatory Commission on Strengthening and Improving the proportion of regulated insurance funds " and Etc., and as the main reference to the relevant promulgated provisions of the Ministry of Financed the CIRC, we use a relatively systematic and comprehensive analysis methods, drill down, to statistically analysis the specific data in recent years of the F Insurance Group funding activities.The analysis revealed,there are some problems in financing activities, investment and the process of fund operation of the F Insurance Group funds, the causes of these problems are mainly because:in the financing:the companies lack of the financing plan, financing cost control, and lack of the financing tracking management system; in terms of investment:investment activities are incompatible with the corporate strategy, investment channels too narrow, do not make the full use of the capital, investment income is low; in the funding control activities:lax accounting controls, the budget system is imperfect, weak management. On the basis of the causes of the problem, and by fully use of the theory of the funds control activity,we make some recommendations on financing are:do have a clear fund-raising purposes, strengthen the control of the financing process, and prevent the debt risk; and on the investment are:to strengthen the diversity of funds, raise the to co-ordinate standards and the efficiency of funds,and establish a investment management process and patterns; while recommendations on operational control are:to improve the budget system, strengthen the management of financial tracking and the work of information feedback,and to co-ordinate fund working capital efficiency, and managed the fund operations, strengthen the accountability mechanisms.