The Research On The Impact Of Monetary Policy Of Chinese Listed Bank Performance

Monetary policy is a series of measures such as control and regulate currency, credit and interest rate,so that the economy can reach a particular target. It is an important means of macro-control by the central bank. In recent years, with the changing situation both at home and abroad,we have taken a series of monetary policy. Listed bank plays an important role in the transmission of monetary policy as an important part of the financial system. And whose performance is largely affected by monetary policy. Therefore,the research on effect of monetary policy on the listed bank is significant.This paper studies from theory method to application.The first part introduces the origin of problem and reviews the related researches. The second part explains the related theories of the study.The third part analyses the impact of monetary policy on listed bank performance theoretically,and figure out the strength of monetary policy. In this paper,mainly discuss effect of reserve requirement ratio and interest rates on listed bank performance.Based on theoretical study, concerned conalusions are reached,The deposit reserve ratio is negatively related to listed bank performance,the Difference between Deposit and loan interest ratesis positively related to liested bank.The fourth part appraised of performance of listed bank synthetically. In this part build the listed bank performance evaluation index system, uses factor analysis to work out the comprehensive,then compared with the standard chartered bank performance. From the result we can see that construction bank is close to industrial and commercial bank’s performance level,the gap between standard chartered bank and them is not so big.The comprehensive score of bank of China and bank of communications have a certain gap.the performance of agricultural bank is at a relatively inferior position compared with the standard chartered bank. The results of city commercial banks,nanjing bank and the bank of ningbo’s performance is relatively high,the gap is not so big.Amony joint-stock commercial banks,China Merchants Bank performance scores is close to Standard Chartered Bank relatively,the second is the shanghai pudong sevelopment bank,The other five joint-stock commercial banks have a big gap to the standard chartered bank. The fifth part empirical analyses the impact of monetary policy on listed bank performance. Conalusions are reached,The deposit reserve ratio is negatively related to listed bank performance,the difference between deposit and loan interest ratesis positively related to liested bank.This is in agreement with theoretical analysis.And establishes panel data model in this section,figure out the coefficient of determination of the two monetary policy influence on bank performance.The sixth part put forward a project to promote the listed bank based on the above mentioned analysis.The project is present from different aspects,such as to avoid interest rate risk,create new businesses and marketing management.The last part is conclusion of this article and points out the shortcomings in the study,then raises future prospect.