Research On Farmer Cooperatives In Financial Support Of Heilongjiang Province

Since reform and opening up, our party and the government has been committed to promote the development of farmers’ professional co-operatives, countries have issued a number of encourage and support the development of farmers’ professional co-operatives guidance and related policy laws and regulations, promote farmers’ professional co-operatives present rapid development momentum. For11consecutive years since2004, our country has been stressed in the "central first document","three rural issues" and puts forward some financial support for development of farmers’ professional co-operatives and financial support policies, so as the financial support for farmers’professional cooperative organization strength continues to increase, farmers’ professional cooperative organizations develop rapidly, so as to effectively improve the farmers’ income, promotes the rural economy development. Since July1,2007since the farmers’ professional cooperatives law enacted, the rapid development of the farmers’ professional co-operatives in heilongjiang province, has obtained the "quantity" and "mass" leap. By the end of the first half of2013, industrial and commercial registration system in Heilongjiang province farmers’ professional cooperatives,38915, members of the development of360400, total investment of102.081billion yuan, year-on-year growth of55.37%,41.17%and55.37%respectively. But due to Heilongjiang province agriculture is a weak industry, financial support and the current situation of the development of farmers’ professional cooperative organizations have not yet fully fit, restricts the farmers’ professional cooperative organization further to the high-level, the direction of standardization, specialization, industrialization development, therefore, increase financial support for farmers’ professional co-operatives is very necessary.Therefore, this article attempts take Heilongjiang province as an example, through to the domestic some generalization of literature and the on-the-spot investigation, firstly introduces the concept of farmers’ professional cooperatives and financial support; Secondly by LuoBeiXian30in Heilongjiang farmers’ professional co-operatives of questionnaire survey and other parts of the data analysis, attempts to analyze the current status of farmers’ professional co-operatives and its financial support to development in Heilongjiang province, and from the farmers’ professional co-operatives own development, financial institutions, external factors (risk guarantee mechanism and government support) three aspects to analyze the restricting factors of farmers’ professional cooperatives financial support in Heilongjiang province, these factors mainly include cooperative operation mechanism is not standard, management system is not sound, pawn dislocation, guarantee risk transfer mechanism is imperfect, government support is not big, etc. Through to the United States, India, France, and Germany and some other countries in the development of financial support to farmers’ professional co-operatives experience introduction and study of the achievements, the financial support of farmers’ professional co-operatives of Heilongjiang province also gain some enlightenment. At the end of the paper in combination with China’s national conditions, the development of rural economy in Heilongjiang province and the problems of farmers’ professional cooperatives financial support in Heilongjiang province, from the farmers’ professional co-operatives themselves, financial institutions, the external factors (guarantee risk transfer and the government’s financial support) three aspects put forward relevant Suggestions to perfect the financial support to farmers’ professional co-operatives in Heilongjiang province and countermeasures, it is to improve the farmers’ professional co-operatives itself credit conditions; Second, the innovative financial services; Three is to establish a risk insurance transfer mechanism; Fourth, strong financial support from the government.