Research On Financial Management Of China’s Rural Commercial Bank

With the continuous development of our economy, the world economy influence continues to strengthen, the development and China’s economy moreinternational attention. Since China’s accession to the WTO, the foreign bank development in China limit is also less and less, so more and more foreign banks poured into China, this is not a small impact to Chinese commercial bank. In order to adapt to the international environment like this, the development of China’s commercial banks is also showing a trend of diversification. In many commercial banks, rural commercial banks have to face the pressure is the grWith the continuous development of our economy, the world economy influence continues to strengthen, the development and China’s economy more international attention. Since China’s accession to the WTO, the foreign bank development in China limit is also less and less, so more and more foreign banks poured into China, this is not a small impact to Chinese commercial bank. In order to adapt to the international environment like this, the development of China’s commercial banks is also showing a trend of diversification. In many commercial banks, rural commercial banks have to face the pressure is the greatest, competition is more and more, the competitive environment is relatively poor, development prospect is grim. Rural commercial banks want to be better in such fierce competition to survive and develop, we should continue to improve their competitive strength,guarantee the healthy development of their own. Financial management as one of the most important aspects in the process ofcompetition in the banking industry at present, it is mainly rural commercial banksto enhance their own strength. Rural commercial banks in their own development and competition, constantly changing financial management ideas, the innovation of financial management system, strengthen the financial supervision, only in this way can in the fierce competition is not defeated by his opponent. How to strengthen the financial management of the rural commercial bank, has become an important research direction in the research field of China bank.This article is based on such background, makes a systematic analysis of existing in the financial management of rural commercial bank, and puts forward the corresponding countermeasures.In this paper, the first-part is the introduction. Discusses the research background, purpose, summarizes the foreign researches on the banks’ financialmanagement. At the same time, the scholars in our country are reviewed for the research on financial management in commercial banks, and gives briefe valuation. The first part is the introduction. Discusses the research background, purpose,significance, expounds the necessity of rural commercial bank financial management. At the same time, the related research at home and abroad have been reviewed in detail, and gives a brief evaluation. The second part of the present rural commercial bank financial management described, detailed definition of the concept of commercial banks, ruralcommercial banks, the financial management origin, development and relatedtheory. The third part introduces the content and the characteristics of the financial management of our country rural commercial bank. The fourth part mainly discusses the current situation of the financial management of China’s rural commercial bank, problems, and challenges in the future. The fifth part mainly according to the current situation, problems of financial management of China’s rural commercial bank and the challenges faced, and puts forward some counter measures, to improve the rural commercial bank financial management.Environment is relatively poor, development prospect is grim. Rural commercial banks want to be better in such fierce competition to survive and develop, we should continue to improve their competitive strength,guarantee the healthy development of their own. Financial management as one of the most important aspects in the process ofcompetition in the banking industry at present, it is mainly rural commercial banksto enhance their own strength. Rural commercial banks in their own development and competition, constantly changing financial management ideas, the innovation of financial management system, strengthen the financial supervision, only in this way can in the fierce competition is not defeated by his opponent. How to strengthen the financial management of the rural commercial bank, has become an important research direction in the research field of China bank.This article is based on such background, makes a systematic analysis of existing in the financial management of rural commercial bank, and puts forward the corresponding countermeasures.In this paper, the first part is the introduction. Discusses the research background, purpose, and the research content and research methods. The second part elaborates the theory related financial management,summarized the foreign researches on the bank financial management. At the same time, thescholars in our country are reviewed for the research on financial management in commercial banks, and gives brief evaluation.The third part introduces the content and the characteristics of the financial management of our country rural commercial bank. The fourth part mainly discusses the current situation of the financial management of China’s rural commercial bank, problems, and challenges in the future. The fifth part mainly according to the current situation, problems of financial management of China’s rural commercial bank and the challenges faced, and puts forward some countermeasures, to improve the rural commercial bank financial management.