Research On A Financial Service Platform And Innovative Models Of Chengdu High-tech Zone SMEs

Since1990s, small and medium-sized enterprises are increasingly subject to the attention of the world. Many SMEs single scale is small, some is even negligible, but there are many of them. And SMEs permeate all levels of social, economic, and life, ease the employment pressure, promote technological innovation, keep economic growth, promote economic development, and maintain social stability and many other aspects. Obviously SMEs has become an important force to promote national economies growing fast and steady.In China. SMEs also play the same role. High-tech SMEs have become a very important force in promoting social progress, as their outstanding performance of developing on new products and promoting the new technology. But their development is still being restricted because of their own internal control mechanism, Asset-light, China’s social credit system, and the lack of service between financial institutions with financial intermediary. Many difficulties they faced in the development process, to some extent, are more difficult than in other developed or developing countries.This article makes one of the many problems faced by High-tech SMEs in the development process—financing difficulties as the background, based on the buffer and innovation theories of Intermediary Agencies, by analyzing the financing difficulties of SMEs, pointing out the buffer effect of the financial service platform in which the investment and financing service system. Through the experience of prominent high-tech zone building, that Chengdu High-tech Zone should establish and improve the financing service system, which based on the credit system, supported by industrial development. Meanwhile, government funds should be regarded as the main guide with social capital participation and intermediaries help to make the system multi-level and multi-functional. And through the optimization of the existing investment and financing service system, as well as the perfection of related policies and regulations to implement the combination of a variety of financing services, investment and financing channels for SMEs should be expanded.At last it concludes that the establishment and operation the financial service platfoim based on policy support, the government-led market operation could play special organization buffer function, and is also good for completing the docking with financial institutions and financial intermediary agencies. Achieving multiple channels is beneficial to raise funds for the development of small and medium-sized enterprises, and to increase efforts to support the financing and to establish innovative financing goals.