Analysis And Countermeasures For The Difficulty In Financing Of Small And Medium-sized High-tech Enterprises

Small and medium high-tech enterprises as a technologically advanced,cutting-edge management of the forefront of a new era,its development prospects and potential is enormous.In order to encourage the development of small and medium high-tech enterprises,the state has invested a lot of funds and formulated a series of preferential policies to foster the development of small and medium high-tech enterprises.The number of small and medium high-tech enterprises has mushroomed,and high-tech enterprises have been increasing their comprehensive national strength in China.Play a key role.However,the development of small and medium high-tech is not smooth sailing,and other types of enterprises in China,high-tech enterprises in the growth process is facing many bottlenecks,one of the major difficulties is the financing problem.Financing is not smooth has become a hindrance to the rapid development of high-tech enterprises a major stumbling block.In view of this,this article takes the small and medium-sized high-tech enterprise financing problem as the research point of entry,analyzes the present situation,abstracts the origin,and draws lessons from the mature country financing system to propose the related countermeasure,the practice significance is self-evident.This paper is organized as follows:This paper firstly analyzes the concept,development law and characteristics of small and medium-sized high-tech enterprises,and expounds the financing characteristics of small and medium-sized high-tech enterprises in their respective stages.On this basis,it is carried out in the financing strategy system of some large enterprises.Aiming at comparative analysis and laying a foundation for the formulation of financing strategies in line with the status quo of small and medium-sized high-tech enterprises.Secondly,the financing situation of small and medium-sized high-tech enterprises from the external environment and internal environment of two aspects.The external environment includes the current situation of bank financing,the present situation of financial financing,the present situation of commercial financing and the current situation of securities financing.The internal environment includes enterprise management and management mode,enterprise credit status and corporate financing strategy.Through the internal environment and the external environment of the two dimensions of the analysis,the system of small and medium-sized high-tech enterprises in the financing environment for a profound analysis.Finally,combining the theory of enterprise financing and the mature financing system of developed countries,this paper puts forward some countermeasures for small and medium-sized high-tech enterprises financing from external factors and enterprise's own factors.External factors include the establishment of credit guarantee system for small and medium-sized high-tech enterprises,the establishment of small and medium-sized high-tech enterprises in line with the characteristics of indirect financing market system,the establishment of credit rating system,perfect and small and medium-sized high-tech enterprises in line with the characteristics of the direct financing market system,Related laws and regulations in five areas,in order to solve small and medium-sized high-tech enterprise financing to provide a good financing environment.Internal aspects include regulating the internal management system,standardize the financial management as the focus of enterprise management,to develop a reasonable corporate finance strategy in three areas to enhance their own management efficiency and financing strategies,and thus enhance their own financing capacity.