The Design And Implementation Of Loan Guarantee System By.NET Platform

At present, China’s economy has been deve loped rapidly, enterprises are facing increasingly fierce competition, and the financing status of the enterprises have not been improved, mainly due to the borrower credit risk is large and can not provide the mortgage, the use of the loan monitoring diff iculties, collection difficulties, and high management and transaction costs, and therefore face greater risk, leading banks are reluctant to lend to enterprises. Hence there are guarantee insititutions, for the enterprises to be guaranteed in order to red uce banks’ risk.Many guarantee insititutions have not introduce the information system, also face the same risk, thus promote informatization construction of loan guarantee business has become the future development trends.This paper focuses on the loan guarantee business system’s design and implementation. The system is designed and developed on the basis of the B/S architecture, and the function is realized based on the.NET platform, the bottom layer uses SQL Server 2012 database for data management.Firstly, it carries on the demanding analysis, mainly including the analysis of functional requirements and non-functional requirements analysis. Then the system overall design and detailed design, including the system database design. Loan guarantee business system is composed of security management, customer management, guarantee business management, query statistics, as well as the risk of early warning and other functions. To reduce the risk of the guarantee program, the system introduces a customer credit risk assessment model. On the basis of the system design, the function of loan guarantee business system implementation are described, as well as system designed each function corresponding test cases and tested cases according to the loan guarantee bus iness system which was tested, in addition, also tested the performance of the system, and found problems in the process of testing. On this basis, the system was improved, the ultimate realization of the system has stable, easy to use and so on characteri stics.The system constructed in this paper is applied to a certain guarantee insititution, after a period of use, and achieved good results.