Commercial Bank’s Compliance With The Design And Implementation Of Operational Risk Management System

With the rapid development of information technology, to increase prevention of commercial Banks operating risk events, avoid the occurrence of major risk events caused by artificial operation, improve the efficiency of information of commercial Banks business compliance configuration, at a higher level, promote the upgrade of traditional business process and the way of office and structure optimization, improve the whole operation and management ability of commercial Banks, commercial Banks to build the compliance and operational risk management system will play a positive role. Adopt modern scientific management methods and means of scientific operation process and operation in the commercial bank risk management and monitoring, to effectively prevent the happening of the risk event, has the very vital significance.Commercial banks combined gauge and operational risk management system construction to integrate the unity of the compliance management information and optimize the business process as the premise, take advantage of modern information processing technology and scientific methods, rules and operational risk management system to build a fully functional, efficient and convenient commercial banks, to realize the management system, integral management irregularities, risk identification and assessment management and inquiry statistics function, for the construction of a comprehensive risk management system play good foundation.This paper based on the Shanghai Rural Commercial Bank compliance department and risk management needs, combined with in the existing OA system, post supervision system and auditing system each system design resources and the development of the Shanghai rural commercial bank internal control regulations and operational risk management system. This system adopts the B/S architecture model, the model is the mainstream model in today’s society, at the same time support cross platform, as long as the browser operation can be achieved, compared with the C/S model has the absolute advantage. System using java, spring, dorado and other development language, using the data stored on ORACLE 11G OA office system, while the system with the bank after the governor and the audit system docking, realize the data sharing to provide more reliable data support compliance and operational risk management system for internal control.The Shanghai rural commercial bank internal control synthetic rules and operational risk management system architecture design, according to the system design principles and objectives of the system logical architecture, functional architecture and system deployment and implementation situation analysis and practice, the final completion of system function and test.At present, the system has been on the line and normal operation, and extended to all 108 branches use. The bank staff through the system can learning both inside and outside of the laws and regulations and management measures such as knowledge; inspection departments through the system convenient to branch line of illegal workers were examined and integral processing, information transmission efficiency and timeliness of higher; department risk through system Zhonghui total data can be directly analyzed within each line in the presence of risk and for customizing risk prevention measures. To prevent banks caused by losses in operation.