The Design And Implementation Of The Internet Financial Platform Which Is Based On P2P

P2P(peer-to-peer) is a direct financing model for personal credit model in recent years.The rise of P2 P financing mode is due to the informal financial institutions which hava failed to solve the small and medium-sized enterprises or personal loans difficult problem. Under this background, the P2 P financing model is rising fast with the help of Internet information technology. It greatly reduce the financing transaction cost and information asymmetry, making direct financial activities between individual the human the earliest financial model coruscate gives new vitality, and effectively compensate for the formal financial institutions in the provision of the loan.Now, the research about basing on Internet banking platform of P2 P technology is very little.The literature mainly focuses on the research of the P2 P model and its social value.Most of the studies are introduced network lending this emerging product, plus attention to their risk, hurdles and regulatory issues such as.This document is based on the implementation of P2 P financial platform in computer technology which is using SpringMVC J2 EE framework and related Internet rapid completion of the design and implementation of P2 P Internet financial platform. During this process, first of all the general demand of investigation and study of P2 P finance model, system requirement analysis; then complete planning and design of the P2 P lending system by UML tools and Power Builder tool, according to the demand analysis, completes the function design of each module, finally with the help of spring MVC framework for the completion of system implementation. In the part of design and implementation, not only complete the functional requirements of the P2 P platform, also introduces the data mining technology to complete the statistical analysis of user behavior.This topic comes from the Chengdu Municipal Commission which is.belonging to a financial P2 P Internet company’s research and development project.This research focuses on the design and implementation of Internet banking system based on P2 P. This paper starts from the analysis of system requirement, the demand for detailed combing the Internet banking platform, including functional requirements and non functional requirements. Then analyzes the system design platform according to the demand, this part includes the function design, process design, database design, implementation of the system are finally given, including function and non function realization. The main work of this paper is as follows:(1) First,investigate the financial P2 P platform system?s user demand management based on the systematic combing of the platform needs to complete the system requirements specification document analysis.(2)Second, complete the planning and design of the system, form a system design specification document which is based on the system requirement analysis and using PowerBuilder and other tools.(3)Third,realize the basic functions of the system.with the help of SpringMVC framework, constructing P2 P financial platform based on J2 EE, realize the basic functions of the system.(4)Fouth, complete the system non functional requirements, the extraction and analysis of user behavior. Complete the risk prediction function by means of data analysis tools.