The Design And Implementation Of Alipay Bank Card Payment Service

With the development of mobile payment, as one of the biggest third-party payment company, Alipay nowadays has millions of users and billions of trading volume per year. But in 2015, the People’s Bank of China has published the Provision of third-party payment institute. In the provision, the maximum amount of daily payment is officially limited, which will seriously affect the experience of Alipay’s users. For this reson, the business architecture of alipay payment service have to be reconstructed.There are many historical issues in the payment services of Alipay, therefore it’s difficult to fix the architecture by simple modifications on the old system. We must build new system to replace the old system in order to reconstruct the business architecture. The bank card payment service is one of the newly-built system in this business reconstruction process, which will be discussed in detail in this thesis. The main function of this system is to realize and execute basic bank card payment operations, such as recharging, withdrawing, recalling etc.This paper describes the design and implementation details of the bank card payment service. In addition, the paper also discusses how to build a reliable and high-performance system in the distributed architecture, which could be referential to the design and implementation of similar systems...