With The Implementation Of The Financial IC Card Electronic Cashsystem Software Design

Financial IC card petty cash offline consumption would be an important mode for potential bank IC card users on purchasing and payment, etc., is a development trend on implementation link-link between banks with other multi-industry business areas and complete electronic clearing cooperation. Construction electronic cash payment function of financial IC card would be the foundation of implementing petty cash offline consumption business. Financial IC card has an obvious advantage on security and convenience, etc., its usage would play a positive effects toward security and convenience directions for the society development.1. The text would analysis on development history and prospect of electronic cash, takes summarization form, classification, mode and characteristic of current the domestic and oversea electronic cash carrier, state the project feasibility and construction purpose.2. As implementing the project construction, it should be taken systematic analysis to electronic cash, include business concept and business scope, describe the product feature and it specific demands and analysis method, defines the application function required by electronic cash.3. The text takes overall design to the system and taking option for implementation scheme of electronic cash payment system at first, including realizing electronic cash payment function within the core banking system and alone construction IC card business system outside of the core banking system, and then take analysis to the two modes. And take design to overall application frame and overall systematic framework, including deposit within cash circle, deposit in specified account circle and deposit in non-specified account circle, check balance and query offline transaction details, etc.4. The text describes realization of financial IC card offline consumption on technology and business aspects, and explains each transaction flow in transaction.5. It would come true electronic cash offline consumption is done on real time interaction transaction mode for processing of financial accounting, come true real time interaction transaction among different communication nodes through TCP/IP communication mode. The text adopts relevant technology upon ALX-platform for development of electronic cash payment systematic software and its server-side operation system takes ALX, its database adopts DB2.6. Take tests to electronic cash payment system of financial IC card, include test environment, test methods, test scope, evaluation criterion of test results, test instances and test conclusion, etc.The electronic cash payment function of financial IC card has submitted to commissioning after construction more than half a year, we believe the system could get a good effect. The electronic cash payment system of financial IC card is an innovation project on financial line on new times and the project has features on short construction term, higher functional requirements and rigor performance requirements, etc. the construction of electronic cash payment system of financial IC card signs petty offline consumption business of financial IC card has access into a new development phase.