Liaoning Postal Savings Bank Medium Business System Design And Development

As we all know, with the strengthening and extent of financial liberalization to improve the country’s financial regulation, banking competition is becoming increasingly fierce, deposit and loan spreads narrow, traditional banks increased business risk, reduce benefits, in order to stabilize and improve their profit levels and profitability capacity, the four state-owned banks, local banks and small private banks are using their respective advantages and continue to strive to expand business scope and business areas, the development of intermediary business revenue as a breakthrough in the middle of a wide range of services, covering the settlement, agency, guarantees, trust, leasing, financing, consulting, financial derivatives transactions, the introduction of these intermediate business of postal savings relative to a single traditional services formed a growing impact, can figuratively speaking, the case of the Postal Savings Bank business Development to come to a "bottleneck" in the competition in the market seems very weak. Therefore, the full development of intermediary business is the Postal Savings Bank in the new financial situation, the intense competition in the industry in an important way to seek survival and development.Through research, development banks fully understand the current business development of intermediate business and practical significance, and with the banking business and banking clients depth discussion, analysis and design of the Postal Savings Bank tariff collection system, user self-service banking to pay electricity bills. System design using J2 EE web application development systems, techniques and methods transaction middleware software, network communication technology and system processes calls, etc., Development Bank pre-interface, business processing services and platforms to interface with the power to pay the bank transfer function through the middle business platform using organic integration, toll system will expand and simplify banking tariff program has played a significant role in promoting.System implementation were discussed step by step according to the software engineering development process, the main steps include requirements analysis, system design, system implementation, system testing and maintenance, the use of modular hierarchical thinking the system of horizontal and vertical division, determine the system structure and function, analysis of the use of other similar software to run the system, the results of operations and safety requirements banks to intermediate business, successful implementation of the tariff collection business banking needs of the major functions, including user bind, electricity payment, information inquiry, invoice wham, red positive trading. Through the network communication technology, secure and reliable connection to the intermediate service platform Postal Savings Bank is now the main system and electricity charging system together to achieve self-oriented, information-based payment processes. Successful implementation of this system will provide the Postal Savings Bank practicing the concept of customer service, help improve market competitiveness, increase fee income.