The Design And Implementation Of Rural Commercial Bank Credit Rating System For Dongying

With the continuous development of information technology in our country and the improvement of informatization, the management of the bank work gradually achieve the information management. For Dongying city in shandong province rural commercial Banks all over the city, especially the rural areas of the urban and rural areas, so the rural commercial bank needs a certain credit rating for loan borrowing of staff to determine whether can conduct of the contract with, or to determine its ability to repay the loan, and according to the result of credit rating for trading. In order to increase the Dongying city rural commercial bank according to the customer and the validity of the credit rating, reduce the staffs work burden, improve the efficiency of banking business personnel, safety guarantee to the customer information and financial information management, need to design a new geographically targeted Dongying city rural commercial bank credit rating system.Dongying city rural commercial bank credit rating system using high-level programming language Java code to write. Overall technical architecture of the system using SSH framework to build, through the struts framework, the spring framework and hibernate framework for database information interaction and the method with the struts file with the front desk page logic calls, hibernate framework can effectively achieve the system background and the security of data between the database calls and data encapsulation. System adopts B/S mode, the foreground of development and utilization of the JSP page to write the implementation. Systems using SQL SERVER 2012 database for data storage and management.System to realize the function of the portal management functions, the company customer rating, guarantee agencies rating and auditing report. Portal management functions including work management, reporting, tracking, file operations, update the publication four basic functions. Company customer ratings management including class customer basic information management, financial information management, credit rating the intern. Guarantee agencies rating includes basic information management, financial information management, guarantee agencies guarantee asset information management and credit rating the intern. Report review including report generation, report writing and feedback modification.Dongying city rural commercial bank credit rating system to promote the use of Dongying city rural commercial bank customer credit rating work efficiency, the data of system is more safe and effective maintenance. Can further improve the Dongying city rural commercial bank business personnel information processing level of data management, and better for customer data information of maintenance.