Design And Implementation Of Personal Financial Information System

With China’s rapid economic development, national wealth accumulation, more andmore people for investment ideas and investment consciousness changed dramatically, theyare eager to increase the value of their wealth, or even get a huge report. However, manypeople have a lack of basic knowledge of financial discipline, their investment behavior oftendeviates from the basic investment knowledge. Therefore, the development of simple andapproachable personal finance system has certain practical significance.a long period of time In the past, people are faced with wealth or capital is alwaysusing the savings to preserve the traditional way, and now, with the shift in consciousness andappreciation of capital requirements continue to increase, they began to explore and openinvestment related such as stocks, funds, insurance and so on. In real life, people invest aconsiderable part of the concept of a fundamental change will occur before long. Among them,some artificially high profits, will not hesitate to risk a lot of money into the stock market,some people invest relatively rational, tend to choose more stable insurance fund or conductfinancial management. Even today, not everyone is so bold choice and open investment, thereare still some people willing to choose banks for funds storage. Objectively, regardless offinancial management, both reveal a kind of confusion and bewilderment behind, that mostpeople do not know how effective and rational allocation of property. We can say that today isnot just a personal finance question the theoretical level, it is an objective reality exists. Theso-called personal finance, that is, on the basis of financial management concepts based on theuse of specialized, systematic financial management, to regulate personal and family property,thereby ensuring a balanced budget at the same time, trying to maximize the value ofindividual or family wealth.Personal finance is defined according to the financial situation, a reasonable personalfinancial planning, and appropriate involvement of investment activities. Personal financeinvestments include: eight content stocks, funds, bonds, savings and so on. Modern sense ofpersonal finance, unlike pure savings or investments, which includes not only theaccumulation of wealth, but also include a wealth of security and arrangements. Core assetprotection is to risk management and control, that is, when their lives and health there was anaccident, or personal economic environment in which a material adverse change, such as hyperinflation, exchange rate and other issues significantly reduce their own and not have toclutter the living standards of families severely affected. Personal finance, is based onpersonal income, assets, liabilities and other data were analyzed on finishing based onindividual risk preferences and affordability, combined with the use of the intended target,such as more savings, insurance, securities, foreign exchange, collection, housing investmentkinds of means of managing assets and liabilities, reasonable arrangement of funds, thusmaximizing the individual risk is acceptable within the scope of the process of realization ofcapital gains.In this paper, the design and development of personal finance software is based on C/Smode above, its main function is to help users of the system of personal finance. Specifically,the system has an internal database to accommodate data including user account information,credit information, payments information, etc., by entering, induction, various functionsprocessing, statistics, retrieval, etc., to meet the user’s financial management specific needs.By means of personal finance application system, users can achieve a variety of informationitself and within the family of funds, investments, real-time status updates and master.Technical support from the account, personal finance application system choice isVisualStudio2005.net, meanwhile, also combine the inherent advantages ofSQLSERVER2005database for system design, which provides users with a powerful andsound financial management of personal finance system.