With The Implementation Of The Financial IC Card Electronic Cashsystem Design

Financial IC card petty cash offline consumption would be an important mode forpotential bank IC card users on purchasing and payment, etc., is a development trend onimplementation link-link between banks with other multi-industry business areas andcomplete electronic clearing cooperation. Construction electronic cash paymentfunction of financial IC card would be the foundation of implementing petty cashoffline consumption business. Financial IC card has an obvious advantage on securityand convenience, etc., its usage would play a positive effects toward security andconvenience directions for the society development.1. The text would analysis on development history and prospect of electronic cash,takes summarization form, classification, mode and characteristic of current thedomestic and oversea electronic cash carrier, state the project feasibility andconstruction purpose.2. As implementing the project construction, it should be taken systematic analysisto electronic cash, include business concept and business scope, describe the productfeature and it specific demands and analysis method, defines the application functionrequired by electronic cash.3. The text takes overall design to the system and taking option for implementationscheme of electronic cash payment system at first, including realizing electronic cashpayment function within the core banking system and alone construction IC cardbusiness system outside of the core banking system, and then take analysis to the twomodes. And take design to overall application frame and overall systematic framework,including deposit within cash circle, deposit in specified account circle and deposit innon-specified account circle, check balance and query offline transaction details, etc.4. The text describes realization of financial IC card offline consumption ontechnology and business aspects, and explains each transaction flow in transaction.5. It would come true electronic cash offline consumption is done on real timeinteraction transaction mode for processing of financial accounting, come true real timeinteraction transaction among different communication nodes through TCP/IP communication mode. The text adopts relevant technology upon ALX-platform fordevelopment of electronic cash payment systematic software and its server-sideoperation system takes ALX, its database adopts DB2.6. Take tests to electronic cash payment system of financial IC card, include testenvironment, test methods, test scope, evaluation criterion of test results, test instancesand test conclusion, etc.The electronic cash payment function of financial IC card has submitted tocommissioning after construction more than half a year, we believe the system could geta good effect. The electronic cash payment system of financial IC card is an innovationproject on financial line on new times and the project has features on short constructionterm, higher functional requirements and rigor performance requirements, etc. theconstruction of electronic cash payment system of financial IC card signs petty offlineconsumption business of financial IC card has access into a new development phase.