Design And Implementation Of Integrated Credit Card Business System-SMS Subsystem

With the development of the financial market of electronic currency, in the face ofpotential competition Internet Finance and foreign financial institutions, banks realizethat only to develop more business, for example: the new loan products, morecompetitive credit card, can quickly improve the economic benefits of the bank. Thecredit card market as the financial services industry to promote the city the brightyounger generation, consumption level, consumption ability plays a crucial role in theprocess of speeding up the city, in recent years, resulting in a large number ofconsumers have a stable income--cardholders appear. Secondly, the city is a largeconcentration of consumer demand, and has a large number of supermarkets and othermodern retail model, provides the feasibility of acquiring business to POS and creditcard. In addition, along with the upgrade and improve the level of the city’s per capitaincome and consumption demand, the cardholder to achieve consumption andmicrofinance tend to use a credit card will gradually improve. These positive factorshave a stimulating effect on the demand for credit card. The past few years, the creditcard market development and rapidly, but the original counter sales, telephone saleschannels can’t meet the needs of customers credit card a series of business growth.How to quickly the information related to credit card consumption, notice to thecardholder through convenient way. A common problem financial institutions.In recent years, with the development of mobile communication technology,mobile phone has become an indispensable tool for appointment. The mobile phoneshort message this function because of its convenient, accurate, and has theadvantages of cheap, become a kind of communication channel is very important inour daily life. In the financial sector, the business of numerous, frequent activity,through mobile phone text messages instead of staff phone service notification, savingmanpower, and increasing efficiency, has become an important means of providingbusiness services. Even now Micro message, mail delivery has more advantages ofcheap, abundant expressive forms, also cannot completely replace the message thisreliable, timely manner. All financial institutions have to be corrected to free SMScharges. As the high-end customer function.The main goal of this subject is that, credit card business system developmentproject opportunities with company, in-depth research, and desi gn and develop a setof complete function, an important part of comprehensive business system of easyexpansion--SMS subsystem. The development of the subsystem according tofunctional decoupling, small function with this principle, the purpose is to reduce thecomplexity of the software development, improve the development efficiency. This paper deeply analyses the many needs of bank credit card business system--shortmessage system, using UML use case diagram were explained, and in the design ofthe system, the integrated business system and SMS subsystem are analyzed, theframe chart is given, and the practical cases, the need to design all requirementsoperation, refines the class diagram and sequence diagram, after the introduction ofsome methods and algorithms.Finally, according to the research and development of software, summarizes theshortcomings, as well as related work looking behind to do.