Design And Implementation Of The XOnline Internet Payment System

With the rapid development of the Internet and e-commerce in our country, Third-party payment platform gradually become the fastest and most convenient way to pay in e-commerce transactions, It also solve bottleneck which restricting funds clearing and settlement of commerce development. Online payment as the intermediate link of the e-commerce, is the most concerned problems in both one of transaction process. Because in e-commerce the trading between merchants and consumers is not face to face, and also the logistics and capital flow is separation in time and space. This information lack of credit guarantee, led to the game between businesses and consumers. The third party payment platform is established a public and trust intermediary between businesses and consumers, It satisfies the merchants and consumers’ requirements on credit and security, to a certain extent prevent the occurrence of fraud in electronic transactions, To eliminate the doubts of the people for Internet transactions. But with the Internet payment system to continue to penetrate the life of the masses, the third party payment security problem attracts more and more attention.This paper focuses on the architecture of the XOnline Internet payment system, detailed design and implementation of part module in Individual membership system, convenience payment system and Internal management system, tell about the XOnline Internet payment security system XOnline Internet payment system is a Third-party payment system which based on SOA architecture, front-end support for multi-channel, back-end convenient access bank and partner organizations, fully functional on internet payment, take the customer as the center, pay more attention to the user experience, excellent performance, with perfect payment security measures. Based on the analysis of XOnline Internet payment system security point, this paper expound the security system on how to construct the Internet payment system, from the angle of the operation of the system construction, to ensure the safety of Internet payment system.In this paper, based on the actual application requirements, Author finished the design and development part function of the subsystems of XOnline Internet payment system, and involved in the work of needs analysis project deployment and maintenance.