Research On Legal Issues Of Medical Insurance

China has achieved tremendous success in economics, politics and culture since the reform and open up policy in 1978. The rapid development brings huge economic benefit and social progress, but there are still many social problems affect people’s lives. A lot of problems have not been solved, what is worse, they are tougher. There are two major problems in the medical insurance system: one is the development level can not meet the needs of reality, and the other is lots of civilians don’t have a fair opportunity to receive it. Fairness plays a key role in the development of a country, without it, lots of social problems will appear, which has very bad effect on the construction of our harmonious society. Unifying urban and rural medical insurance system is an irresistible trend, but it need to be taken step by step, nothing can accomplish at one stroke. China’s medical insurance law is a framework with simple and general provisions. The specific rules to deal with specific problems mainly rely on the State Council regulations and local policies. Although the State Council regulations and local policies give consideration to different local conditions, it may turn to complicated situation. There are many factors devoted to the problems of China’s economic development and medical insurance system. It’s very necessary to enact laws and regulations to solve those problems in medical insurance system. There is an old saying that “all are equal before the law”. We can endow local government with autonomy to some degree and learn from foreign countries about their advanced medical treatment system. Combined it with our national conditions to perfect our own medical insurance system.