On Legal Issues Of P2P Network Lending Platform Regulation

At present time, P2 P lending, a new form of private lending, is coming in the rapid development. Private lending is more and more important for private investment,it provides a perfect investment and financing platform to funding needs and private investors.As lacking of laws and regulation to regulate,many problems can not suited with a perfect legal program.Leads from the case study research questions, by analyzing the problem and outside regulatory supervision experience, targeted regulatory proposals put forward.This paper is divided into five parts:First part,describes case studies background, case summary and verdict of the case.Second part,With analysis the case of Eastern Venture,we can found a serials problems in P2 P industry,which are the absence of mechanism of permitting the entrance, operation supervision and fund supervision and information disclosure.Third part,analyzes these issues further, laying the Foundation for regulatory proposals;Fourth part, drawing on the achievement of England and United States we can found construct some suitable rules to regulate the P2 P industry is very important.supervision of the P2 P network credit industry experience in legal norms, industry self-regulation and market withdrawal mechanism in China’s lending industry regulation of P2 P network is enlightening.Fifth part, by the above analysis research, concluded that cases.We should to make the legislation more perfect to protect the security of private investor,strength professional supervision of regulation.