The Studying Of The Regulation Of Chinese Ordinary Crowd Funding

Internet financial is mainly including the big data, cloud computing, mobile internet and other technical support on the financial, payment and settlement, the nature of the use of financial risk on financial return, it’s effective, quick and be able to break financial monopoly, to realize the welfare of consumers. Internet financial as a new model of the financial, the organic combination of the internet technology and financial, promoted the prosperity of financial market. The crowd funding, which the project sponsor and the raise through the network platform, project financing an invitation, so as to raise money for a particular project financial model. The crowd funding, as a pattern of internet financial, because its own has the advantages of low threshold, funding a wide range, effectively solves the some problems. And crowd funding is benefit to some creative items by funding innovative technology platform support. The ordinary crowd funding is a type of the crowd funding. The ordinary crowd funding is more popular by the number of investors, because the ordinary crowd funding risk is low compared with the special crowd funding. But Chinese ordinary crowd funding has some shortcomings, because Chinese ordinary crowd funding is in the initial stage. We should make some measures to improve the condition of the Chinese ordinary crowd funding. This paper found some problems of the ordinary crowd funding by researching the Chinese ordinary crowd funding. And we could solve the problems by applying the principles of the economic law, economics. This paper mainly studies the regulation of Chinese ordinary crowd funding. Firstly, this paper studies the basic theory of the ordinary crowd funding, from the definition, characteristics, special categories, the legal relationship and the advantages of the ordinary crowd funding. Secondly, this paper argument the ordinary crowd funding problems and causes by combining with the basic principle of economic law, economics. And this paper further demonstrates the necessity of Chinese ordinary crowd funding. Thirdly, this paper is combining with the regulatory pattern analysis of foreign ordinary crowd funding, summarizing the experience of foreign ordinary funding. The experiences of the foreign ordinary crowd funding is benefit to the regulation of Chinese crowd funding. Fourthly, this paper builds the regulation of Chinese ordinary crowd funding by studying situation of Chinese ordinary crowd funding.