Research On The Protecting System Of Crowd-funding Investors

Also has a public financing as the current Internet banking the fire area,is the financing and investors in the new Internet banking model,with its unique features to attract a large number of small investors of all ages.The congregation raised financing a widen the financing sources of financing,the financing efficiency is greatly improved;on the other hand,due to the public to raise financing has a large number of small features,and by virtue of the if and tells the development of the Internet platform as the basis,the public financing cost saving features.Therefore,the new financing way to lead people into the Internet investment era,with superior financial significance.But from another point of view,the new investment,bring you benefit at the same time,there are a lot of risks and defects,which is mainly reflected in the public financing,which is based on the Internet,data changes fast,powerful explosive force,if there is no specific and perfect legal system to regulate financing the public will have the opposite effect.At present,our country to all the financing,although there are certain legal provisions,but the law is not perfect,there are many drawbacks,serious will to raise public financing is caught in a vicious circle,a serious violation of the legitimate rights and interests of investors.Thus,our country must improve the relevant legislation,for the public to raise financing specific regulation and the operation of laws,so as to protect the investor’s legitimate rights and interests,so that all the To raise financing for the development of financing and the use of investor income,to protect the sustainable development of the public to raise financing.This paper is divided into five chapters,the basic contents are as follows:The introduction part first introduced the background of the thesis,then explained the purpose and the significance of this study,secondly,it sums up the research ideas and research methods of this paper,again from the two dimensions of domestic and foreign to all raise financing risk prevention legal system of literature collation and analysis,finally elaborated the structure arrangement.Type to donate all the chips is to raise the public financing of the basic theory are summarized.The current Internet rapid development as the background,the congregation raised the concept is defined.Secondly,according to the different operation mode,will raise the public financing of classification,including bonuses and equity to raise public borrowing to raise public and raise all the chips.The concept and types to be described,to highlight the public to raise financing value and significance.Furthermore,any a kind of financing mode are multi subject,therefore,clear all the financing subject and between subjects of legal relations,the subject of interest analysis lay a theoretical basis.The analysis of our country to raise the operation mode and characteristics for the country To raise the background of the construction of legal regulation.To raise public financing legislation status quo.Respectively from the domestic and abroad is elaborated,including China’s existing laws and regulations to all raise behavior regulation and within the industry norm;abroad,such as in some typical countries: Italy,the United States,France all the legislation to raise the analysis,taking the opportunity of China’s public financing legal norms to be reference.Discusses the risks existing in the financing of all the chips.According to different sources of risk can be divided for the public to raise the platform itself brings legal risk,such as the risk of money laundering,leak risk;financing risk,such as the risk of illegal fund-raising,project execution of default risk etc.;legal risk investors,such as violations of intellectual property risk etc..The diversification of the risk and uncertainty,it is easy to make investors legitimate rights and interests received damage.Therefore,it is necessary to improve relevant laws to be regulated,so as to protect the investor’s legitimate rights and interests.To raise public investor protection system construction.Through an overview of the basic theory of financing to all raise,to all raise investor risk source analysis,elaborated on the current situation of domestic and foreign legislation,thus to construct our congregation raised suggestion of the construction of investor protection system,including legal regulation and supervision of different participants,the regulation that raise public platform,on the financing side of strict supervision and investment behavior of concrete law regulations.In the establishment of diversified legal supervisory bodies and to clarify the legal duty of supervision subjects based on build each other every legal and regulatory body of the joint mechanism,improve the efficiency of supervision conservation regulation costs.Summarizes the arguments and conclusions,but also show the innovation points of this paper and for my Guozhong raise the protection of the rights and interests of the investors has important significance.