A Preliminary Analysis On The Problems Existing In The Ideological And Political Work Of Commercial Banks And The Countermeasures

In recent years, with the prosperity and development of the commercial banks and the regulatory requirement for its standardization, commercial bank staff’s professional quality and ability are improved greatly. But at the same time, vicious competition, taking bribes, entanglement, withholding agent business risk behaviors often appear. These seriously affected the social image and reputation of commercial Banks, even hinder the better development of commercial Banks. Especially in recent years, with the increase in the number of expansion, business types of outlets, the moral hazard problem of commercial banks gradually revealed. And It must be severely solved suited to the cases. Therefore, in addition to make system specifications and case works, the ideological and political works of the commercial banks are also an important part of these banks to ensure their healthy development.Combined with the status of the current ideological and political work of commercial banks, this paper further discusses how to innovate ideological and political work, and then to improve the effect of ideological and political work of commercial banks. First of all, the introduction part discusses the background, research significance, research and development review, research methods and innovation in four aspects. Then it presents the current research results of the ideological and political work of commercial Banks. From which the writer puts forward this paper’s research methods and innovation points and then the necessity of research on the ideological and political work of the commercial Banks. After that this paper analyses the current commercial banks’existing problems in the ideological and political work. And in view of the ideological and political work emphasis is weakening, the defects of the system of its own, and the lack of necessary material guarantee, this paper puts forward countermeasures to the ideological and political work in7aspects such as the enrichment of ideological and political work’s contents, increasing capital investment and the carrier construction etc.