Research Report Of The Legal Issues Of SME Financing In Pi County Of Si Chuan Province

Since the reform and opening up, China’s small and medium enterprises has been rapiddevelopment and the proportion in the national economy increases rapidly. They play animportant role in solving the employment, innovation, and promote regional economicdevelopment, etc. However, after thirty years of development, we found a series ofbottlenecks restricting the development of small and medium enterprises began to appear, fewcompanies such as fixed assets, the company’s management is not perfect and difficult issuessuch as financing. Especially after the economic crisis, many Small and medium enterprisesdue to lack of sufficient funds to bankruptcy, China’s economic development and socialstability adversely affected. To solve the problem of financing small and medium enterprises,national and regional governments have introduced a number of measures, such as concern"GEM initial public offering and listing management approach". But these policies andmeasures in practice, whether or not a practical utility to solve the financing problems ofsmall and medium enterprises, is still worthy of our concerns.Pi County is located in the suburbs of Chengdu in Sichuan Province. It has a favorablegeographical location and convenient transportation facilities, so the economy in recent yearshas been the rapid development of Pi. Sichuan industrial park in which to establish itseconomic development is to make a great contribution.I selected Sichuan industrial park forsmall and medium enterprises is the research object, through field visits to various enterprises,taking questionnaires, interviews, etc., to understand the business needs of the financing,financing difficulty and the emergence of problems in financing.Research report is divided into four parts. The first part is an introduction, including theintroduction of the research background object, purpose and significance of the research aswell as research and research methods. The second part is the legal issue of financing forSmall and medium enterprises findings Pi Sichuan Industrial Park summary and analysis,principal investigator of the basic situation of Small and medium enterprises financing needsand the degree of financing, legal issues encountered in financing and Small and mediumenterprises financing aspect expectations. The third part is an analysis of the legal cause of theproblem of financing Small and medium enterprises, mainly from two angles endogenous andexogenous financing departure financing, Small and medium enterprises were selected to analyze the reasons the problems of financing and the resulting, including information onSME financing legal system is not perfect, the difficult problem of bank loans, issuance ofbonds listed and private lending is difficult and problems arising. The fourth part is made toresolve the problem of financing Small and medium enterprises legal measures, combinedwith the third chapter analyzes the problem, given the author’s recommendations, includinglaws and regulations to improve SME financing, the establishment of bank credit system,improve Small and medium enterprises system and relax the conditions listed and theissuance of bonds, as well as the private capital injected into the small and mediumenterprises.