Reaserch Of Model Of Rural Mutual Old-age Service

With the gradually covered of the new rural social pension insurance system, therural elderly have some basis in pension funds and institutional. However, with thecontinued advancing of urbanization and industrialization, a large number of rural surpluslabors rush into the cities, leading to growing labor shortage in rural households."Wishesto support and lack of power," Which the embarrassing reality is constantly impact on thetraditional model of family pension. What’s more, the elderly have seriously homesick andpoor infrastructure in rural areas, resulting in similar urban social pension service deliverycan’t be implemented in rural areas.Rural Mutual Pension service model as a new way of providing pension services, isbased on the concept of‘time banks’to the village as a unit. Various types of pension mainresponsibility will integrate distributed resources endowment. Adopt "government support,multi-stakeholder involvement, relying on rural civil action ", and the pension serviceshelp each other and mutual aid. So It’s possible to integrate the dispersed rural oldersresources to achieve the greatest social endowment effect.Based on the theory of balanced supply and demand, and a case of FengPu Village inXinzhou District of Wuhan City. Based on investigation, analyzed supply and demandstatus of rural mutual pension services combined with theoretical analysis, Which havesome difficult such as: Difficulty concepts of the mutual pension idea recognition, thesupply and demand imbalance in the pension services, single source of funds, institutionalmanagement is not standardized, professional quality and low predicament. The article isbased on reality, by reason of the difficulties arising from the analysis of supply anddemand, combined with China’s rural pension presented from government, village andsocial. The government will develop social assistance pension services, provide policyfinancial support and skills training; The village setting reasonable pension and retirementcenters contents, strengthening to improve management and the concept of mutual aidpension advocacy; The community organizations will provide funding, personnel,technology, management and other aspects of helpful suggestions, Providing a reference for Wuhan Rural Mutual Pension service model improvement.