Study On The Reform Of The Rural Commercial Banks In Mayang

Like a raging fire the reform of rural credit cooperatives in recent years, the reform of rural credit cooperatives into rural commercial bank is the inevitable trend of the development of China’s rural finance. The rural credit cooperatives in rural areas of China has the most extensive customer resources, occupies the fundamental position of the rural economy. Nevertheless, the rural credit cooperatives in the restructuring into rural commercial bank, its operating efficiency and the management level still have not been significant improvement, how to improve the performance of the reform of rural credit cooperatives is after the reform and development goals, and the focus of research and thinking. And minority areas rural economic organization with special, not the general research method, this paper selects with national representative of Mayang rural commercial bank reform before and after the operation of indicators and data, in parts of the scholar’s research conclusion based, using quantitative analysis and qualitative analysis method. Select a reasonable analysis model for research and analysis, and Mayang Miao Autonomous County Rural Commercial Banks to make an objective and impartial evaluation of the reform performance. This paper is divided into five parts, the first part mainly expounds the research background and significance of the project, and development trends of domestic and foreign research present situation, research goal, research content and intends to solve the problem, the characteristic and innovation of this paper, and research methods adopted, technical route and feasibility analysis. The second part is the overview of the commercial banks operating performance, and the choice of agricultural firms operating performance evaluation methods. The third part mainly discusses the background of the industry and the selection of the performance evaluation methods of the rural commercial banks. First in the article introduces the historical origin and the reform process of China’s rural commercial banks, while the overall economic and financial situation of commercial Mayang Miao Autonomous County Rural Comprehensive analysis. The fourth chapter, using Yaron evaluation model analysis, from the coverage analysis and sustainability analysis of two aspects of research, and then make a comprehensive analysis, we come to a conclusion: Mayang rural commercial bank reform effect obviously, but due to the influence of regional economy, from the quality of the joint-stock commercial banks also has a certain gap. Finally, analyzes the influencing factors of Mayang agricultural firm operating performance of the internal and external influence. The fifth chapter puts forward relevant policy suggestions on how to improve the performance management of Mayang rural commercial bank reform.