The Research On The Constitution Of Guangxi Financing Re-Guarantee System

In recent years, the development of Guangxi financing guarantee industry is very rapid, the number of institutions is increasing, the guarantee ability is increasing year by year, which has made important contributions to the economic development of Guangxi. But part of the financing guarantee institutions due to the small scale of capital, management is not standardized, magnification low, benefits and risks do not match, Silver Bear cooperation not free of problems, management is difficult to maintain the phenomenon, affecting the sustainable development of the financing guarantee industry. Through the introduction of financing re guarantee can resolve these problems effectively, re guarantee institutions by the guarantee business as a link to the various security agencies together, form of guarantee system can will guarantee agencies had dispersed together increased credit, risk diversification, and through the development of relevant standards and regulations guarantee mechanism of management. This paper examines in Guangxi re Guarantee Co., Ltd., based on the experience of Anhui Province, through equity investment and carry out the guarantee business, covering the establishment of the urban and rural region, district (province) and counties "three linkage" re financing guarantee system, build politics Silver Bear revenue sharing and risk burden of the tripartite cooperation mechanism, forming a multi-level, wide coverage, a full range of financing guarantee service network.First of all, this paper defines the concept of financing guarantee and re guarantee, and introduces the research status quo of domestic and international financing guarantee and re guarantee. Secondly on the development and financing situation of small and micro enterprises in Guangxi are analyzed, it is pointed out that the financing guarantee is an effective measure to solve the financing problems of SMEs, but Guangxi Financing Guarantee Industry facing small funds, mismatch of revenue and risk, Silver Bear cooperation such as suspension of problems, through the construction of guarantee system can effectively solve these problems, status quo and on the financing of Guangxi and security, and Guangxi at present have been financing development and security conditions and capabilities of a simple analysis. Then it introduces several representative models of financing and re guarantee operation at home and abroad, focusing on the analysis and Discussion on the mechanism of compensation sharing of the government of Anhui province. Finally through the study of Anhui Province re guarantee system construction experience, from the objectives and principles, system framework, access standards, internal control mechanism, risk early warning mechanism, grading classification management mechanism and Silver Bear cooperation compensatory sharing mechanism etc. establish Guangxi Financing Guarantee System of specific ideas, and to guarantee system that may arise in the future, the paper proposes some suggestions and countermeasures.