Study On Agricultural Credit Risk Management Of LZNC Commercial Bank

With the continuous progress of China’s economy, rural commercial banks began to play a role in the mainstay of economic prosperity. At present in our country, has not yet formed a more mature financial market, compared to the rural commercial bank and commercial banks, the most important business or credit, so as to bring about a business risk naturally become the rural commercial banks have to face the main risk. This paper from the angle of agricultural credit risk management of respectively from the aspects of risk identification, measurement and control to carry out research, to the LZNC commercial banks in the credit business has exposed the problem as the research object, to carry out research, and gives has improved the way to the actual value of the, to assist the optimization of assets, which is conducive to the economic construction in rural areas, the construction of a harmonious society in China can play a certain role.The research object of this paper is agricultural credit risk management of the commercial bank LZNC. Full text can be divided into five parts. The first is the introduction part, mainly introduces the topic selection background and research the significance; next introduced at home and abroad about the research results in this paper, the review part, also associated with the credit risk of the theory are introduced; the third part will be on the rural commercial bank risk management describes the current situation of the, and on the basis of analysis of the cause of this situation what is; the fourth part will give appropriate policy recommendations of the rural commercial bank risk control. Finally, we can draw relevant conclusions.This paper in carrying out theoretical analysis at the same time also do not forget to contact the actual situation, in-depth analysis of LZNC commercial banks agricultural credit risk management present situation and the existing problems, and the problems caused by reasons, pre search can help make the benefits of agricultural credit risk management method in the rural commercial bank, hope to put forward effective ideas and suggestions as to how to assist rural commercial bank reform and progress, to the practice of the rural commercial bank risk management provides a scientific and valuable guidance and feasible.