Analysis On Plenty Of Investment Security Corporations Falling Into Bankruptcy In Henan Province

SMEs are the major component of our national economy, promoting sound and rapid development of China’s economy, easing employment pressure and improving people’s living standards are of great significance. But investment guarantees industry in China is an emerging industry, its development is still in its infancy. Since the establishment in 1993 of the first Investment Guarantee Corporation and the development of the industry has gone from prosperity to recession stage, risks accumulated during operations is also increasing investment security industry downturn on China’s overall credit system construction has had a negative impact on SME financing is a devastating blow. Guarantee industry in Henan Province began in the early 2000s for the economic development in Henan Province, to solve the employment has made tremendous contributions. But Henan security agencies behind the rapid development, but there are a variety of problems, such as false investment, capital flight, information transparency is low, over-collateralization, related party transactions,and so on, the security industry disorder, disorderly development, emerging issues, risks continue to accumulate. The number of post-2010 funding strand breaks occur more and more security companies, the majority of residents invested Guarantee money uncollectible cause social panic, causing social instability.In this paper, the method of combining graphics, through Henan Investment Guarantee industry development process, after the collapse, operating status, reasons for the closure, the closure of influence, inspiration and advice development, future trends were analyzed in detail, and concluded that is investment security industry as a financing platform for SMEs, after experiencing six years of recession, Henan investment guarantee industry risk-sharing, the construction of credit system, legalization of regulation have revealed good trends, future investment in the security industry in Henan Province to promote economic development in Henan Province, Henan Province, to attract idle capital, promote employment, Henan Province, will play a greater role.