Security Status And Thinking Of Private Investment In Henan Province

Since in October,2008, along with the privately operated individual economy rapid development and correlation policy laws and regulations appearing, the investment guarantee took an emerging profession obtained the fast development in Henan, to at the end of December,2009, Henan Province each kind of investment guarantee organization quantity develops to 810, the folk investment guarantee organization occupies 90% above proportion, the investment guarantee has become the more and more many urgent need short and medium term fund the small and medium-sized enterprise and the merchant carries on fast financing the new channel.Henan Province invests the guarantee already to cross the near five year development, guarantees the market to have the competition aspect, the overall frame basic formation, the guarantee environment improves gradually, guarantee domain multiplication, account executive specialization.Henan folk investment guarantee industry fast development at the same time has many problems, for example certain bonding company registered capital not reality or has pulls out runs away pulls out runs away the fund phenomenon, the secured loan and manages finances the interest to surpass the country to stipulate, the folk bonding company scale is small, the comprehensive strength is insufficient, lacks specialized the management team, lacks the standardized management, the service homogenization is serious, lacks the innovation ability, the risk control pending strengthens, certain bonding company is affiliate company's financing platform, the existence illegal gathers capital the suspicion and so on. In order to solve above problem, needs to strengthen the government to guarantee the profession the surveillance to support dynamics, establishes the specialized risk control troop, enhancement bonding company own risk control, enhancement suggestions and so on customer risk distinction and education.The Henan credit guarantee system structure will be changing, the profession guarantee association or the alliance can play the vital role, the Henan folk investment guarantee organization already enters the competition conformity stage.Ample funds, risk control strong, service innovation ability strong, the standard management bonding company can gradually blooming, some do not have the strength bonding company in the market competition which the supervising and managing dynamics enlarge, the competition intensifies to be able to eliminate.The Henan folk guarantee profession can form the specialization gradually strongly, the region market bright, the guarantee organization quantity moderate benign pattern.