Mutual Development Of China’s Internet

Internet banking continues to heat promotes mutual insurance through the Internet platform to develop, it is difficult to think, a disease of the poor situation in a few years later does not exist, only need to pay 9 yuan was added to the e mutual platform bailout it can get up to 50 million rescue protection. In this seemingly impossible things before, in the rapid development of Internet technology today can be achieved.Mobile Internet communication technology development and popularization of the Internet so that it becomes possible to support network and perfect in constant development, which is a new type of insurance model-"Internet+insurance." Internet Mutual Insurance is through the Internet platform for mutual aid, a certain amount of small donations between members, to achieve a major event member donations. The model appears to provide a very valuable reference for the development of insurance in the Internet.In this paper, a total of five parts to discuss this topic. In the preface, it introduces the research background, research significance, innovation and shortcomings. The first part describes the case to CNinsure e-sponsored family support network daemon program-Family Guardian anticancer plan carefree, family guardian death without fear and interspersed introduce other projects, for example the recent mutual platform to build the Internet, such as anticancer commune. The second part is the case analysis, case analysis, detailing the characteristics of several Internet mutual aid organizations, the nature, the unique advantages and the "Internet Mutual Insurance hot" motivation. The third part analyzes the feasibility of Internet-based mutual insurance organizations and problems, including mutual insurance in the present situation of the development of China’s conditions for the development of mutual insurance, mutual insurance policies to support the development of China’s Internet, the Internet make up the mutual insurance in particular, it is a supplement to traditional insurance illness insurance. Part IV discusses implementation issues encountered in the process, including the risk of a dominant mode of Internet solidarity and hidden risks. The fifth part for the China Internet to carry out self-help groups countermeasures and suggestions. Mainly from the grasp of the nature of the Internet, improve the mode of operation, risk prevention, Internet mutual insurance regulation and the impact on commercial insurance companies several aspects were discussed.