Value Creation And Value Management Of Commercial Banks In China

Modern financial theory believes that the enterprise value maximization is the goal of business management, to achieve this goal depends on the company’s ability to create value and value management system. Commercial bank is a special enterprise operating monetary business, It is in the business environment and the operation mode is different from the traditional enterprise, What way to scientific evaluation of the value creation ability of commercial Banks, Adopt the way of scientific evaluation to the commercial bank’s ability to create value, and then analyzes the value of the bank management system for the realization of the value of significance, for investors, managers, supervisors and other stakeholders is an important issue.This paper uses a combination of theory and practice research methods such as the analysis of several evaluation methods at present is more concerned with the comparison of their advantages and disadvantages, the conclusion that by the use of EVA, evaluate the commercial bank value creation ability has incomparable superiority; With EVA as the center to establish the value of the management system is more scientific, more in line with the development needs of the modern enterprise, The financial data of China Merchants Bank and China Construction Bank from2007to2013as an example, The financial data of China Merchants Bank and China Construction Bank from2007to2013as the sample, analyzes the differences between the values of traditional financial index of the ability of enterprises to create and EVA evaluation method of enterprise value creation ability, Analysts believe that the Construction Bank’s value creation ability is stronger, because it is the early introduction of EVA value management system and the comprehensive and effective implementation of the requirements of the system management, reasonable arrangement of resources and makes the enterprises realize the value, This paper analyzes the foreign banks,Finally, some suggestions about how to establish the EVA as the core of the value management system of commercial banks in china.